Insurance Guidance forLife, Health & Peace of Mind
Clear, personal guidance across five coverage areas for individuals and families in Winnipeg and Manitoba.
Explore the five coverage areasExplore Five Ways to Build Protection
Each coverage type responds to a different need. Availability, eligibility, benefits, and exclusions depend on the policy and provider.

01
Health Insurance
Health insurance can help individuals and families manage eligible healthcare-related expenses depending on the plan, provider, and coverage selected. Ruslana helps clients understand available options and choose a plan that fits their needs and budget.
- Personal and family health coverage options
- Support for eligible medical-related expenses
- Guidance based on needs, budget, and life stage

02
Life Insurance
Life insurance can provide financial support for the people who depend on you. Ruslana helps clients compare suitable options and think through family needs, income protection, debt obligations, and long-term security.
- Family protection
- Income replacement planning
- Mortgage, debt, and future expense considerations

03
Travel Insurance
Travel insurance can help reduce financial risk when unexpected illness, injury, or travel-related issues occur away from home. Ruslana helps clients review travel coverage options before they leave.
- Emergency medical travel coverage options
- Trip-related protection depending on plan terms
- Guidance before travel dates

04
Disability Insurance
Disability insurance can help protect income when a covered illness or injury affects your ability to work. Ruslana helps clients understand how disability coverage fits into a broader protection plan.
- Income protection planning
- Coverage for qualifying illness or injury situations
- Support based on eligibility and provider terms

05
Critical Illness Insurance
Critical illness insurance can provide a lump-sum benefit after a covered diagnosis, subject to policy terms. This support may help with treatment-related costs, time away from work, or family needs during recovery.
- Lump-sum benefit for covered conditions
- Support during treatment and recovery
- Complements other forms of protection
Let’s Build Your Protection PlanTogether
Start with a conversation about your needs, your family, and the coverage options that may fit your situation.

