Ruslana Kharkovenko logo
Book
About Me

Where Healthcare ExperienceMeets Personal Guidance

Ruslana brings more than 20 years in medicine, education, and research to clear, care-focused insurance conversations.

Ruslana speaking with a woman during an outdoor consultation
Ruslana reflecting beside a bright window
Background

Healthcare Experiencewith a Personal Touch

Before becoming an insurance adviser, Ruslana spent more than 20 years in medicine, education, and research.

That experience still shapes how she works. She listens first, explains the options clearly, and helps clients choose protection that fits their needs.

Meet online, by phone, or in person. Support is available in English, Ukrainian, and Russian.

My Approach

A ConversationBefore a Recommendation

Start with what is changing, what worries you, and what you already have. Ruslana will help sort through the options from there.

Step 01

Tell me what matters

Share what has changed, what you want to protect, and any questions already on your mind.

Step 02

Compare without pressure

Review suitable options in plain language and take the time you need to decide.

Step 03

Move forward with clarity

Choose coverage that feels practical for your family, budget, and plans.

Client Testimonials

What My Clients Say

  • Olena K.

    “Ruslana explained my insurance options clearly and helped me choose coverage that matched my situation. She was patient, professional, and easy to speak with.”

  • Michael T.

    “I appreciated that Ruslana did not pressure me into buying anything. She answered all my questions and gave me time to make the right decision.”

  • Iryna P.

    “Ruslana made a complicated insurance process simple and understandable. Her medical background was especially helpful when discussing health-related coverage.”

  • Daniel R.

    “Very professional and attentive service. Ruslana carefully reviewed my family’s needs and found an affordable option with the coverage we wanted.”

  • Natalia S.

    “I had a positive experience working with Ruslana. She responded quickly, explained every step, and continued helping even after the policy was issued.”
Get in Touch

Let’s Build Your Protection PlanTogether

Start with a conversation about your needs, your family, and the coverage options that may fit your situation.